Condominium Insurance : Hazard Insurance : Catonsville : Baltimore : Maryland

Condominium Insurance : Hazard Insurance : Baltimore : Maryland

Our BASIC Condominium Policy covers your personal property against loss or damage caused by the following perils:

A Combination Of Quality Coverages And Services To Fit Your Special Needs

Includes These Other Important Coverages:
- Loss assessments (condominium association)
- Building additions & alterations
- Pays to replace locks when keys are stolen
- Loss of use
- Consequential loss
- Credit card forgery
- Reasonable repairs
Also Includes Personal Liability and Medical Payments To Others
- Provides protection against injury to others or destruction of others' property, including medical expenses, ambulance charges, hospital expenses, and cost of registered nurse.
- Personal Liability coverage protects you and your spouse or any relatives living with you and anyone under age 21 in your care
- Protects against claims you're legally obligated to pay: bodily injury, sickness, disease, and death of others.
- First Aid Expenses of Others.
- Accidental Death Benefits.
- Damage to Property of Others.
- Pays cost of defending claim against you, whether you are liable or not
Some examples of direct physical loss (all physical risk) coverage:
- Damage to Walls
- Chemical Spills
- Scorched Surfaces
- Interior Damage by Melting Ice and Frozen Snow
Additional Coverages Available For high-valued personal property, including:
- Jewelry, Watches, and Furs
- Guns
- Tools
- Cameras/Camcorders
- Silverware/Goldware/Pewterware
- Money/Coins/Gold
- Computers
- Business Property on Premises

410.747.4900

DAVID A. SMITH AND ASSOCIATES, INC.
6100 Baltimore National Pike Suite 7
Baltimore, Maryland 21228-2992
410.747.4900